First Comes Love, then Comes…Legal Agreements:Here’s What Travis Kelce and Taylor Swift’s Prenup May Look Like

Taylor Swift and Travis Kelce are getting married, and with bated breath, fans wait for the big day. When will it happen? Where will they walk down the aisle? What will she wear? But as they plan for their highly-anticipated wedding, America’s “royal couple” is likely also working through some less-glamorous nuances: like setting up a prenup.As with wedding planning, the prenup process requires deliberate preparation and thorough attention to detail. With a prenup, a couple’s individual preferences, hopes, and needs should be assessed and incorporated into a thoughtful and effective agreement.
Forbes recently estimated the power couple’s joint net worth to be $1.67 billion. But the distribution is clearly weighted toward one side: The world’s richest female musician is worth $1.6 billion, and the three-time Superbowl champion tight-end is worth $70 million. While her wealth clearly exceeds his, both possess sizable personal holdings. So it’s almost certain that in the event of divorce, each will remain not only financially secure, but also ultra-wealthy.

So why do they even need a prenup?
A prenup helps keep property division simple. High-net-worth individuals — celebrities, athletes, successful businesspeople — tend to employ financial advisors and lawyers who establish complex asset structures. They create layers of companies and accounts (like LLCs and investment funds) to help protect assets, maintain privacy, plan their estates, and achieve other financial goals. Why Taylor Swift and Travis Kelce should sign a prenup

Prenups protect these assets. In the event of divorce, parties can avoid having to share them. But prenups offer more protection than that: They prevent headaches that accompany splitting the assets; without a prenup, a divorce requires decisions about how to divide property. To make informed decisions, these complex structures must be understood, and access to documents and finances granted, so that they can be assessed by financial advisors from both sides. Surely, Swift and Kelce, like all ultra-wealthy spouses, would prefer to avoid these complications, and potential public exposure, with a prenup.
What kind of prenup should Kelce and Swift get?

As prosperous professionals with established businesses and substantial earnings, the couple’s prenup should be straightforward. A “Titles Controls” prenup is a sensible choice for people — like Swift and Kelce — who enter a marriage with significant pre-marital assets and complex finances. With a Title Controls prenup, any asset titled in the name of one spouse is that spouse’s separate, individual property. The agreement makes it very clear that, in the event of divorce, any assets in his name will be his and any assets in her name will be hers, even if those assets are acquired during the marriage. Only property jointly titled in both names will be considered marital property in the event of divorce.

Under a Title Controls prenup, in the event of divorce, Swift would retain ownership of her real estate holdings, royalties, music catalog, and any other wealth amassed in her own name after the wedding. Like Swift, Kelce would retain ownership of any future capital accumulated in his name, as well as proceeds from his Tru Kolors clothing brand, Garage Beer brewery, and New Heights podcast.Each will also keep certain personal property in the event of divorce. Usually, any personal property that directly relates to that person belongs to him or her at the time of a divorce. There’s no question, for example, that Swift’s jewelry will remain hers. Or that Kelce’s ever more fashionable designer wardrobe will be his, bringing us back to another intriguing question: What will he wear?
Whatever Kelce wears to the altar, it’ll undoubtedly be meticulously planned — just like the details of the couple’s wedding. And the same can likely be said of their financial plans. With a Title Controls prenup, Swift and Kelce will avoid potential complications and protect their individual assets. And ideally, live happily ever after.